Merchant Terms

Your role and ours

NEXUSCORTEX LLC sells API plans to buyers as the seller and Merchant of Record. Invokora provides request forwarding, checkout, subscriptions, access control, and usage billing. You run the API described on the product page.

You sell service orders, change orders, and maintenance directly to buyers as their contracting party and service provider. You authorize Invokora to provide transaction tools and collect payment on your behalf.

Your responsibility for the API

You must have the right to provide the API, OpenAPI document, product descriptions, branding, and support materials, and accurately describe your data practices. Maintain the HTTPS service address, endpoints, authentication, and response format needed for access already sold, in line with your product description.

Do not offer unlawful, infringing, misleading, or insufficiently reviewed high-risk capabilities. Refunds, disputes, and losses caused by discontinuation, false descriptions, infringement, or your breach may be recovered from pending or future earnings.

Your responsibility for services

You are responsible for service descriptions, quotes, Order Terms, delivery, revisions, acceptance support, intellectual property, confidentiality, and customer support. Do not describe Invokora as the service provider or performance guarantor. Maintenance must relate to an accepted service order and be provided by the same merchant.

Use a platform change order when an existing order needs additional scope, price, or time. Do not ask the buyer to bypass the order or platform to pay separately.

Starting sales and withdrawing funds

Selling eligibility depends on merchant status, owner verification, acceptance of terms, platform risk status, and product publication status. For services, keep the legal name and address used in the Order Terms current.

Connecting a Stripe payout account does not grant selling eligibility and is not required to start selling. Stripe identity verification, country, transfer, and payout eligibility determine whether funds can be withdrawn. While these are incomplete or restricted, you may continue selling and earning if the other selling conditions are met, but cannot withdraw those funds yet.

Platform fees

There is no platform monthly fee. Card payments for one-time services, quotes, and paid change orders below USD 2,000 before tax incur 6% plus USD 0.50. API and maintenance subscriptions incur 6.5% plus USD 0.50. The same one-time payments at or above USD 2,000 must use USD bank transfer and incur 2%, with no fixed fee.

These rates include normal-sale payment processing, Stripe Tax calculations, applicable subscription billing, and Stripe Connect settlement costs. Each transaction settles using its recorded price and fee rate. After a successful refund, the original platform fee is returned proportionally.

How API earnings are calculated

Your API earnings include monthly fees and all merchant usage charges. Bandwidth charges belong to Invokora. For each actual card collection on an API subscription, the platform fee is 6.5% of the positive amount attributable to you, plus at most one USD 0.50 fixed fee. The total platform fee cannot exceed your share of that collection.

Zero-value invoices, small balances carried forward without collection, and invoices containing only bandwidth charges with no merchant revenue create no merchant earnings available for settlement and incur no merchant fixed fee.

Withdrawal holds and negative balances

Refunds, payment disputes, or other adjustments you are responsible for may make your merchant account’s USD settlement balance negative. A negative balance pauses withdrawals and unpaid withdrawal operations but does not by itself stop sales. Future API, service, quote, change order, and maintenance earnings first offset the amount owed.

Paid settlement statements are not rewritten; later adjustments enter a later settlement. Identity or payout restrictions, sanctions, risk reviews, bill checks, and legal requirements may also delay payment.

Refunds, disputes, and costs

Provide accurate and complete API availability, transaction, delivery, and acceptance records on time. Cooperate with refunds, payment disputes, security incidents, privacy requests, and regulatory inquiries. All monetary refunds require approval by an Invokora administrator. Refunds owed to buyers do not depend on your balance. A full service-order refund reverses your earnings from the base order and every paid change order.

Actual Stripe payment-processing, refund, chargeback, or pre-chargeback alert fees associated with a refund or dispute are assigned to you or Invokora based on whether the refund is required, the transaction records, and responsibility for the event. We record the reasons. These costs are separate settlement entries and do not change normal-sale platform rates.

Costs charged to you must be supported by official Stripe balance transaction records and use actual amounts, not estimated rates. Required refunds are not delayed while cost records are missing; costs can be settled once those records arrive. Invokora bears costs caused by its own error. Incorrect deductions are returned through a correction that can be checked against the records.

Tax responsibilities

Invokora handles buyer indirect taxes it is legally responsible for as API seller and Merchant of Record or service collection agent. You remain responsible for your income, corporate and payroll taxes, local registration, invoice checks, and other tax duties. Stripe Tax calculations do not replace either party’s registration, filing, or payment duties.

Intellectual property, buyer data, and security

You keep your existing intellectual property and grant NEXUSCORTEX LLC a non-exclusive license to use, call, and display the API and product materials only as needed to sell, forward, secure, and support the API.

Access only buyer and order data needed for delivery. Do not use it for advertising profiles, resale, model training, or contact unrelated to the order. Use temporary credentials only as expressly authorized by the buyer to deliver that order. Do not obtain or use the buyer’s platform account password, platform access credentials, payment-card information, or data unrelated to the order.

You are responsible for protecting API requests received by your servers and service data you download, and for meeting applicable privacy and security duties. If Invokora needs to process personal information under your control on your instructions, the parties must sign a separate Data Processing Addendum.